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Hudson Crop Products

Hudson Insurance Company offers a line of private products designed to supplement an insured's MPCI policy.  These products, offered exclusively through our Hudson Crop agent base, provide additional coverage options for farmers.  New products and supplementals are currently in development for the 2017 crop year.  Please visit your Hudson Crop team member to learn more.

Price-Flex (PF)  - This supplemental insurance policy provides a potential for higher revenue protection guarantees than the base coverage established on the underlying Revenue Protection or Area Risk Protection Insurance plans.  Producers may add one or more alternative price discovery periods (intervals), of which the highest would be used to establish the revenue guarantee for loss purposes when applicable.

Total Revenue Coverage 2.0 - This supplemental insurance policy proivdes a percentage guarantee based on your approved yield, the market price and the level of TRC 2.0 coverage chosen.  

Crop Hail - This product provides supplemental, acre-by-acre protection from financial loss due to damaged or destroyed crops.  It provides protection to the insured crop up to the actual cash value from direct loss due to hail or other named perils.  We offer a variety of deductible and endorsement options to meet your risk management needs, which includes coverage for fire department service charges, transit coverage to the first place of storage, and replanting coverage (crop specific).  Crop Hail does not cover disease, insect infestation, lodging, loss of markets or delayed maturity.

Production Hail - This endorsement is designed to cover the portion of the crop not covered by a yield-based plan of insurance.  This plan provides protection against any percentage of loss caused by hail and/or fire on a unit basis rather than a yield basis.

e-Z Hail® - This continuous hail policy, like a standard crop hail policy, provides supplemental, acre-by-acre protection from financial loss due to damaged or destroyed crops.  It provides protection to the insured crop up to the actual cash value from direct loss due to hail or other named perils.  eZ-Hail® is not available in all states and must be writeen prior to July 15 of the current crop year and prior to any damage to the crop.  As a continuous policy, coverage and endorsements will roll to the next growing season unless changes are made.

Grain Fire Endorsement - This policy insures for direct loss to a crop caused by fire and lightning before harvest and while the crop is still in the harvester.  Crops insured include wheat, barley, oats, rye, corn, grain sorghum and soybeans in specific areas.

Limited Wind Endorsement - This policy provides coverage against direct loss due to the force exerted by natural movements of air which prevent a crop from being harvested.  This product is not available in all areas, so contact your Hudson Crop team member for details.

Sugar Beet Replant Endorsement - This policy provides coverage to the grower to cover loss in excess of the payment received from the MPCI policy.  For a complete list of locations and coverage, contact your local Hudson Crop team member.

Replant Option - This endorsement is available to corn, cotton and soybean growers who have suffered a loss to such an extent the crop had to be replanted.  Availability and product details can be provided by a Hudson Crop sales team member.