Crop Hail & Named Peril

This product provides supplemental, acre-by-acre protection from financial loss due to damaged or destroyed crops. It provides protection to the insured crop up to the actual cash value from direct loss due to hail or other named perils. We offer a variety of deductible and endorsement options to meet your risk management needs, which includes coverage for fire department service charges, transit coverage to the first place of storage, and replanting coverage (crop specific). Crop Hail does not cover disease, insect infestation, lodging, loss of markets or delayed maturity.

This continuous hail policy, like a standard crop hail policy, provides supplemental, acre-by-acre protection from financial loss due to damaged or destroyed crops. It provides protection to the insured crop up to the actual cash value from direct loss due to hail or other named perils.

eZ-Hail® is not available in all states. As a continuous policy, coverage and endorsements will roll to the next growing season unless changes are made.

This endorsement is designed to cover the portion of the crop not covered by a yield-based plan of insurance. This plan provides protection against loss caused by hail and/or fire on a unit basis rather than an acre basis.

This policy insures for direct loss to a crop caused by fire and lightning before harvest and while the crop is still in the harvester. Crops insured include wheat, barley, oats, rye, corn, grain sorghum and soybeans in specific areas.