CROP HAIL & PRIVATE

Variable Interval Product

Variable Interval Product (VIP) is a non-federally reinsured, supplemental crop insurance policy that provides the potential for a higher revenue protection guarantee than the base coverage established on the underlying Revenue Protection (RP), Area Revenue Protection (ARP), Margin Protection (MP), MP with Harvest Price Option (MP-HPO), Margin Coverage Option (MCO) or Enhanced Coverage Option (ECO) plansof insurance.

Endorsement Options

Multi-Practice Endorsement

provides more flexibility by giving producers the ability to customize their coverage for irrigated and non-irrigated practices with distinct coverage levels. When more than one practice exists on a policy, losses are paid on an enterprise unit by practice basis (within a county).

Margin Protection Input Cost Endorsement (ICE)

available on both MP and MP-HPO plans with options between 5% and 10% in 1% increments. This election sets a maximum decline on input cost from expected to final cost.

Coverage will apply to no more than 110% of the greater of:

The number of acres you intend to plant, without considering share; or,
The greatest number of acres planted under any MPCI policy in your county for the crop in any one of the most recent four calendar years, without considering share. These acres must not be disallowed by the premium quotation tool.

Note: If you are planting in a county where you have no history, you may insure no more than 110% of the intended acres you declared at the time you applied for this policy. You may be required to provide evidence to support your estimate.

The information contained in this publication is for general purposes only and shall not modify the terms of any insurance policy.

If you have any questions or comments regarding our products, services or company, please fill out this brief form and one of our representatives will respond.

For general Hudson Crop policy questions, please call
(866) 450-1445.

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