MULTI-PERIL

Area Risk Protection

This plan of insurance provides protection against a loss of revenue or loss of yield in a county. Actual Risk Protection Insurance (ARPI) provides flexibility in the data source used for establishing yields and requires production reporting requirements for producers enrolled in area-based plans of insurance. Producers may select from three plan options to personalize their policy. If the final county yield or final county revenue falls below the trigger yield or trigger revenue, an indemnity is paid.

Area Revenue Protection (ARP)

Covers against loss of revenue due to a county-level production loss, price decline or a combination of both, and includes upside harvest price protection.

Area Revenue Protection with Harvest Price Exclusion (ARP-HPE)

Covers against loss of revenue due to a county-level production loss, price decline or a combination of both.

Area Yield Protection (AYP)

Covers against loss of yield due to a county-level production loss.

Coverage

Levels: 65% – 90% (in 5% increments)
Protection Factor: 80% – 120%

Premium Subsidy

Plan	70% Coverage	75% Coverage	80% Coverage	85% Coverage	90% Coverage
ARP & ARP-HPE	59%	55%	55%	49%	44%
AYP	59%	59%	55%	55%	51%

The information contained in this publication is for general purposes only and shall not modify the terms of any insurance policy. Please refer to policy information found in the actuarials for your commodity/plan type.

If you have any questions or comments regarding our products, services or company, please fill out this brief form and one of our representatives will respond.

For general Hudson Crop policy questions, please call

(866) 450-1445.

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