MULTI-PERIL

Pasture, Rangeland and Forage

Rainfall Index - Pasture, Rangeland and Forage (RI-PRF) is a federally reinsured product that provides protection
against a single peril — lack of precipitation. Coverage can be purchased by landlords, tenants and owner/
operators for those acres important to their haying or grazing operation. Producers may select from a variety of coverage levels, productivity factors and two-month index intervals to personalize their plan. The Rainfall Index program uses weather data collected by the National Oceanic and Atmospheric Administration to determine rainfall levels. When the final grid index falls below your trigger grid index, you may receive an indemnity.

Recent Changes
  • FSA-578s may be used in conjunction with other documentation in determining shares.
  • Veteran Farmer or Rancher (VFR) includes qualifying veteran with non-veteran spouse.
  • Producers can report acreage as certified organic or as in transition to certified organic, if requested by acreage reporting date (ARD).
  • Producer is responsible for starting dispute resolution through arbitration when disagreeing with AIP’s determination.
  • Previously, the Farm/Tract/Field, Common Land Unit (CLU), Resource Land Unit (RLU) and “etc.” were allowed. “Etc.” has been removed, meaning that the Bureau of Land Management (BLM) is no longer an option. In cases where a Farm/Tract/Field or CLU are not available, an RLU will be required. Luckily, Hudson’s eHarvest® system makes RLUs a cinch!
  • Failure to provide documentation when requested by Hudson for acreage inspection, verification of points of reference (POR) and/or verification of Appli cation will result in no indemnity being due, but premium is still owed.
  • Clarified that a separate point of reference is required for all non-contiguous acreage.
  • Definition of livestock revised to clarify livestock must be a partof an agriculture operation. Example: domesticated bison.
  • Clarified that land should be suitable for haying or grazing at acreage reporting time.
  • Woody vegetation and cacti added as examples that make land impractical to hay.

Coverage

Between 70% and 90% (in 5% increments)

Contact Us
If you have any questions or comments regarding our products, services or company, please fill out this brief form and one of our representatives will respond.

For general Hudson Crop policy questions, please call

(866) 450-1445.

More to Consider
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Hail damage can destroy just a portion of your field, and unlike MPCI, a Crop Hail policy can provide you with acre-by-acre coverage for such insured perils. We provide a variety of options that allow you to customize coverage according to your needs.
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