MULTI-PERIL

Margin Protection

The Margin Protection (MP) pilot plan of insurance is a federally reinsured area-based product that provides
coverage for protection of the insured’s expected margin — the difference between expected revenue and
specific expected costs. MP considers changes in crop prices, county yields and input prices in determining the
indemnity. MP is an area-based policy that can be purchased as a stand-alone policy or in conjunction with
Yield Protection (YP) or Revenue Protection (RP) policies.

Harvest Price Option

The HPO allows a grower to choose to include replacement cost coverage to the MP policy. Similar to many popular revenue-based policies, if the harvest price is greater than the projected price, the expected margin and the trigger margin are recalculated based on the higher harvest price.

Coverage

Underlying Base Policy Levels: 50% – 85% (in 5% increments).

The catastrophic coverage level is not available for Margin Protection, but may be selected for the base policy.

Premium Subsidy

59%	55%	55%	49%	44%	44%
70% Coverage	75% Coverage	80% Coverage	85% Coverage	90% Coverage	95% Coverage

The information contained in this publication is for general purposes only and shall not modify the terms of any insurance policy. Please refer to policy information found in the actuarials for your commodity/plan type.

If you have any questions or comments regarding our products, services or company, please fill out this brief form and one of our representatives will respond.

For general Hudson Crop policy questions, please call

(866) 450-1445.

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