MULTI-PERIL

Apiculture

The Apiculture Pilot Insurance Program (API) provides a safety net for beekeepers’ primary income sources
– honey, pollen collection, wax and breeding stock. API systems consist of different types of plants
or crops and often contain mixtures of different species, each with different growth habits and seasons,
precipitation requirements, and other climate conditions necessary to maintain plant growth overextended
periods of time. It was designed to provide maximum flexibility to cover these diverse situations.

As a Rainfall Index plan of insurance, API uses the National Oceanic and Atmospheric Administration Climate Prediction Center (NOAA CPC) data (a grid system) to determine precipitation amounts within an area.

Coverage

  • Available in the 48 contiguous states except for grids that cross international borders.
  • Levels: 70% - 90% (in 5% increments)

Premium Subsidies

59% 55% 51%
70-75%
Coverage
80-85%
Coverage
90%
Coverage

Subsidy rates vary by coverage level and grid ID. Check the actuarials for specific subsidy information.

Contact Us
If you have any questions or comments regarding our products, services or company, please fill out this brief form and one of our representatives will respond.

For general Hudson Crop policy questions, please call

(866) 450-1445.

More to Consider
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Hail damage can destroy just a portion of your field, and unlike MPCI, a Crop Hail policy can provide you with acre-by-acre coverage for such insured perils. We provide a variety of options that allow you to customize coverage according to your needs.
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